See where your money goes in just 3 minutes. Improve your savings in 30 days — without forcing yourself.
One simple score to understand your entire financial health.
⭐ 4.8/5 • 3,000+ users improving their finances daily
The problem isn't spending too much. It's not knowing where your money goes.
Ever opened your banking app at the end of the month and wondered: “Where did all my money go?” You're not bad at managing money — you just don’t have clear visibility yet.
Before
You realize after spending. Track for a few days, then quit. The harder you try, the more confusing it gets.
With Moneya
See exactly where your money goes. Know what to adjust. Improve step by step, without pressure.
Not just tracking. Understanding and acting.
Moneya analyzes your spending and tells you exactly what to do next. Example: "You spend 35% on food. Reduce just 10% → save an extra $30/month." No calculations. No overthinking.
Saved this month
+$100
Today's insight
Cut eating out = +$30/month
A system to improve your finances
Not just tracking — changing behavior
Financial Health Score
A simple score (0–100) that shows your overall financial health. Based on spending, savings, debt, and cash flow — so you instantly know where you stand without complex analysis.
Get started in 3 minutes
No financial knowledge required
Create an account
Sign up quickly with Google or email. No complicated setup.
Add your data
Connect your bank or enter expenses manually. Your data is encrypted and secure.
Get your score
Instantly see your financial health with one simple score.
Get AI insights
Know exactly what to adjust to improve your finances.
Track progress
See improvements over time and build lasting financial habits.
For anyone who wants control over their money
Students
Avoid running out of money at the end of the month. Start managing your finances early.
Young professionals
Turn your first income into real savings. Build strong financial habits from the start.
Questions you might have
Because you don’t just need numbers — you need clarity and action. Moneya analyzes your data and gives you clear suggestions automatically.
Our commitment
You own your data. We just help you understand it.
Your data is yours
We never sell or share your personal data.
No intrusive ads
No hidden ads or biased suggestions — just honest insights.
No judgment
Wherever you are financially, we help you improve step by step.
Start taking control of your money today
Free. No credit card. No risk.
- ✓✓ Get started in 3 minutes
- ✓✓ No financial knowledge needed
- ✓✓ See results within the first week