Your Personal Finance Advisor

Personalized Financial Advice,
Made Simple.

Moneya helps you define goals, track cash flow, and make smarter financial decisions — like having your own financial advisor in your pocket.

Free forever
No credit card required
Bank-level security
Moneya App Interface
💡 Why Choose Moneya

Financial wellness made
accessible & enjoyable

We believe everyone deserves personalized financial guidance. Here's how we're revolutionizing the way young professionals manage their money.

Financial Dashboard
95%
User Satisfaction

AI-Powered Personalization

Our advanced AI learns your spending patterns, financial goals, and life circumstances to provide tailored advice that actually works for your unique situation.

Bank-Level Security

Your financial data is protected with enterprise-grade encryption and security measures. We never store your banking credentials.

Real-Time Insights

Get instant notifications and proactive recommendations that help you make better financial decisions in the moment.

Community-Driven Learning

Join a community of like-minded individuals on their financial journey. Learn from others and share your own experiences.

2M+
Active Users
$50M+
Money Saved
4.9★
App Store Rating
150+
Countries
✨ Powerful Features

Everything you need to
master your money

Powerful features designed to make financial management simple, smart, and engaging for the next generation.

🎯

Smart Goal Setting

Set personalized financial goals with AI-powered recommendations. Track progress with intelligent milestones and get motivated by visual achievements that celebrate every step forward.

Goal Tracking
Progress Analytics
📊

Expense & Wallet Tracking

Automatically categorize transactions and manage multiple accounts with real-time synchronization.

This month$2,847
🧠

AI Financial Health Score

Get personalized insights based on your spending patterns and financial goals.

82
Excellent Score
⚠️

Smart Spending Alerts

Get proactive notifications and AI-powered suggestions to keep you on track with your financial goals before you overspend.

Budget alert: 80% spent this month
Dining Out$340 / $400
📘

Micro-Learning

Learn financial concepts step-by-step as you use the app, building knowledge naturally.

Investment Basics
🏆

Gamified Finance Journey

Earn levels, unlock badges, and complete missions that make achieving financial goals fun and rewarding. Turn your financial journey into an engaging game.

Budget Master
Complete 5 weekly budgets
🎯
💰
📈
🎨 Beautiful Design

Beautiful, intuitive interface
designed for Gen Z

Every pixel crafted with care. Our interface combines stunning visuals with intuitive functionality, making financial management feel effortless and enjoyable.

Mobile App Interface

Mobile First

Optimized for iOS & Android with native performance

Tablet Interface

Tablet Ready

Enhanced layouts for larger screens and productivity

Desktop Dashboard

Desktop Power

Full-featured experience with advanced analytics

Dark Mode Support
🌙

Dark Mode Support

Beautiful dark theme that's easy on the eyes

Accessibility First
♿

Accessibility First

Designed for everyone with full accessibility support

Smooth Animations
✨

Smooth Animations

Delightful micro-interactions that bring the app to life

Customizable Widgets
🎛️

Customizable Widgets

Personalize your dashboard with drag-and-drop widgets

Real-time Updates
⚡

Real-time Updates

Live data synchronization across all your devices

Offline Support
📱

Offline Support

Access your financial data even without internet

Our Story

Empowering the next generation through innovative financial technology and personalized guidance since 2020

Our Journey

From a simple idea to revolutionizing personal finance for millions of young professionals

2020

The Vision

Founded with a mission to make personal finance accessible and engaging for Gen Z and young professionals. Started with a simple budgeting tool.

The Vision
2021

AI Integration

Launched our first AI-powered financial advisor, providing personalized insights and recommendations based on user behavior and goals.

AI Integration
2022

Gamification Revolution

Introduced gamification elements that transformed financial management into an engaging journey with levels, badges, and rewards.

Gamification Revolution
2023

Community Growth

Reached 1 million active users and launched our micro-learning platform, helping users build financial literacy step by step.

Community Growth
Today

Leading Innovation

Continuing to pioneer the future of personal finance with advanced AI, behavioral insights, and comprehensive financial wellness tools.

Leading Innovation

Our Mission

To democratize financial wellness by providing personalized, AI-powered guidance that makes managing money simple, engaging, and accessible for everyone, regardless of their financial background or experience.

Our Vision

To create a world where financial stress is eliminated through intelligent technology, empowering individuals to achieve their dreams and build lasting wealth through informed decisions and healthy financial habits.

2M+
Active Users
$50M+
Money Saved
95%
User Satisfaction
150+
Countries
Your Journey Starts Here

Your financial journey
starts here

A personalized advisory process that adapts to your unique financial situation, goals, and life circumstances. Every step is designed to empower your financial future.

1

Define Your Goals

Tell us about your financial dreams and aspirations

Set up emergency funds, vacation savings, home down payments, or retirement goals

Smart goal recommendations
Progress tracking
Milestone celebrations
Define Your Goals
Interactive Demo Available
2

Connect Your Accounts

Securely link your bank accounts and credit cards

Bank-level encryption ensures your data is always safe and secure

256-bit encryption
Read-only access
Instant sync
Connect Your Accounts
Interactive Demo Available
3

Get Your Health Score

Receive a personalized financial wellness assessment

Our AI analyzes your spending patterns, savings rate, and financial habits

AI-powered analysis
Personalized insights
Improvement tips
Get Your Health Score
Interactive Demo Available
4

Receive AI Insights

Get personalized recommendations and action plans

Smart suggestions tailored to your unique financial situation and goals

Custom strategies
Real-time advice
Behavioral insights
Receive AI Insights
Interactive Demo Available
5

Take Action & Grow

Implement strategies and track your progress

Build lasting financial habits with gamification and micro-learning

Habit building
Progress rewards
Community support
Take Action & Grow
Interactive Demo Available
Success Stories

Real results from real users

Join thousands of users who have transformed their financial lives with Moneya

47%
Average Savings Increase
Users save nearly 50% more after 3 months
89%
Financial Goals Achieved
Of users reach their first goal within 6 months
$12K
Debt Reduction
Average debt paid off in the first year

Ready to start your journey?

Join over 2 million users who have already transformed their financial lives

✨ Free forever • 🔒 Bank-level security • 🚀 Get started in 60 seconds

Gamification Features

Gamification:
Make Finance Fun

Turn your financial journey into an engaging experience with levels, missions, and rewards that keep you motivated and coming back for more.

Financial Level Progression

Level up from "Money Newbie" to "Finance Master" as you build better habits.

Unlock new features and insights as you progress through 10 exciting levels

Beginner Saver
Budget Pro
Investment Explorer
Active

Weekly Missions

Complete challenges like "Track 5 expenses this week" to earn rewards.

Fresh challenges every week to keep you engaged and motivated

Mission Starter
Weekly Warrior
Challenge Champion

Unlockable Badges

Earn badges for positive habits like "Consistent Saver" or "Budget Master".

Collect over 50 unique badges showcasing your financial achievements

First Steps
Habit Builder
Master Achiever

Progress Dashboard

Visualize your achievements and see how you're progressing towards mastery.

Beautiful charts and graphs showing your financial growth journey

Data Explorer
Progress Tracker
Analytics Master

Level 7: Savings Hero

Next: Investment Explorer

0%
Progress
2,398 XP3,200 XP
Daily Streak
0 days

Recent Achievements

+4 New
Budget Master
Completed 5 weekly budgets
Goal Crusher
Reached savings milestone
Streak Legend
12-day tracking streak
Community Helper
Helped 3 friends

Weekly Leaderboard

1
SM
Sarah M.
Finance Master
2,847
XP
2
AR
Alex R.
Investment Pro
2,634
XP
3
EJ
Emma J.
Budget Expert
2,521
XP
4
YU
You
Savings Hero
2,398
XP
Full Dashboard Preview

Your Complete
Gamification Hub

Experience the full power of gamified finance with detailed analytics, social features, and personalized challenges.

Gamification Dashboard
Level System
Missions
Achievements
Leaderboards

Ready to level up your finances?

Join the game and start earning XP, unlocking achievements, and climbing the leaderboards today!

🏆 Unlock achievements • 🎯 Complete missions • 📊 Track progress • 👥 Compete with friends

What our users say

"Finally, personal finance that makes sense! I feel in control without needing a finance degree. The gamification keeps me motivated to save."
Sarah Chen

Sarah Chen

Marketing Manager, 26

"The AI suggestions are spot-on! Moneya helped me save $2,000 in 6 months just by optimizing my spending habits. The interface is beautiful too."
Alex Rodriguez

Alex Rodriguez

Software Developer, 24

"I love the micro-learning feature! I'm actually learning about investing while using the app. My financial health score went from 45 to 82!"
Emma Johnson

Emma Johnson

Graphic Designer, 28

Ready to master your money?

It only takes 1 minute to get your personalized financial insights and start your journey to financial freedom.

Available on iOS and Android • No credit card required • Join 2,000,000+ users